Covenants

Know before you breach

Track critical covenants like Debt-to-Equity and Loan-to-Value in real time. Stay compliant, avoid surprises, and maintain trust with your financiers.

Risk Management

Breaches don’t warn you. We do.

Get instant alerts when covenants near critical limits.

Manage risks proactively

Fix issues before they affect your credit lines.
Improve decision-making

Adjust voyage plans and DA forecasting with live data.

Tailored Tracking

Build the covenant tracker that works for you

Add custom covenants, define ratios, and track the exact financial signals your maritime lenders require.

Alignment with your business

Focus on what banks monitor—Debt Service, LTV, liquidity ratios.
Scalability and flexibility

Adapt the setup as your charter terms and exposure change.

Financial Accuracy

Fix errors before they cost you

Validate covenant inputs and update wrong entries before reports go out.

Enhanced financial integrity

Flag unusual changes in key ratios like DSCR and leverage.
Time and cost efficient

Avoid rework, reduce compliance questions from lenders.

Why Marlo?

How to stay compliant without slowing down operations

Track covenants, adjust ratios, and review reports without stopping vessel activity.

Proactive financial control

Get alerts when metrics approach breach levels—act before it’s too late.
Customizable financial framework

Track custom metrics that reflect your financing terms, not just generic ratios.
Reliable financial accuracy

Reduce reporting errors that can damage lender trust or delay future funding.