FX & Transfer
Cut international payment costs. Keep more of what you earn
Send money globally with bank-beating FX rates—no matter the amount. One platform for all your cross-border payments.
%20-%20(L1).png?width=650&height=450&name=Payables%20(Bill%20payments)%20-%20(L1).png)
Global Transfers
40+ currencies. No hidden fees.
Receive, hold, and convert over 40 currencies. Transparent rates, no surprise charges.
Multi-currency management
Manage 40+ currencies in one place—no need for extra accounts.
Flexible account setup
Open as many currency accounts as you need—at no extra cost.

Hassle-free Payments
Stop losing on transfers. Send money anywhere at better rates.
Send and receive funds locally or globally with low fees and live tracking..
Cost-Effective Transfers
Cut transfer fees on local and international payments.
Real-Time Transfer Tracking
Track every payment step with live status updates.

Approval Workflows
Team controls that match your workflow
Assign clear roles and permissions to team members—so every task is in the right hands.
Customizable workflows
Grant permissions by role—control who can view, send, or approve transactions.
Detailed user permissions
Define exact access for each user—view only, send, or approve.
Strong security measures
Built-in user roles and permissions for secure team access.

Send more. Pay less. Transfer across borders without bank fees.
Transfer globally at up to 3x lower fees than banks. Use one account to send, receive, and hold money.

Global convenience
Send international payments as easily as domestic ones—no paperwork.

Top FX rates
Send money to 140+ countries at market FX rates. No hidden charges.
Why Marlo?
How to pay suppliers in 150+ countries—without extra bank fees
Pay suppliers and teams abroad—without long waits or inflated fees.
Wide reach and fast payments
Send and receive in 150+ countries and 40+ currencies—most payments complete in 1 day.
Enhanced security
Built-in team access ensures only the right people handle payments.
Simplified bookkeeping
Auto-sync payments with your accounting software—no manual data entry.

Your fleet deserves smarter software
Let us show you how Marlo can simplify your operations, save you money, and help you grow.
Sign up
KYC

Frequently Asked Questions
-
How long should it take for my recipient to receive their funds?
Once your transfer has been sent, you typically can expect it to arrive within 1 - 3 business days. The exact timeframe is dependent on a variety of factors including the selected payment method, the recipient bank's location and the transfer date.
-
Which currencies can I create transfers in?
At Marlo, we support your global growth by enabling money transfers to over 150 countries in more than 40 currencies.
Note: We're actively working on expanding our offerings. Tell us which currencies you're looking for, and join our waitlist. We'll notify you as soon as your requested currency becomes available on Marlo.
-
What is an international money transfer?
An international money transfer is a money transfer to a recipient bank outside of your domestic country. You don’t need to open a business account with a bank in a foreign country to send a payment overseas.
With Marlo you can easily send international transfers in bank beating rates. with just a few clicks
-
Why do I sometimes need to provide supporting documents?
As all cross-border payment activity takes place within regulated environments, various government bodies require specific documentation to authenticate there is a valid, underlying transaction.
It's important to note that transactions requiring additional supporting documents might be on hold until they are submitted and verified.
-
How do payment approvals work?
The approval workflow allows you to put in place controls around which your team members can create and approve a transfer. The preparer is responsible for creating a transfer, while the admin checks and approves the transfer.